Adverse Credit guides
Guides for borrowers with credit issues — CCJs, defaults, IVAs, DMPs, bankruptcy and repossession.
12 guides
Guides
7 min read Mortgage After Using Payday Loans: Essential Guide 2025
Mortgage after payday loans. Payday loans can negatively impact your credit score and make it more difficult to get approved for a mortgage.
8 min read Mortgage After a Repossession: Best Practices 2025
Getting a mortgage after repossession can be challenging and have severe consequences on a borrowers credit score and credit file.
6 min read Missed Payment Mortgages: Best Practices 2025
Missed a payment and wondering if you can still get a mortgage? You’re not alone. Whether it’s a missed credit card, utility, or mortgage payment, many people
7 min read Joint Mortgage With Bad Credit: Essential Guide 2025
Joint mortgage with bad credit can seem challenging, but it’s not impossible. Many couples or co-applicants find themselves in these situations.
7 min read Getting a Mortgage With A Debt Management Plan (DMP) 2025
Getting a mortgage with a debt management plan (DMP) can be challenging and a complex process.
8 min read Getting a Mortgage with a CCJ: Best Practices 2025
Getting a mortgage with a CCJ is still possible, particularly with specialist mortgage lenders who consider applicants with bad credit.
6 min read Mortgage After Late Payments: Best Practices 2025
Getting a mortgage after late payments or missed payments can be challenging but not impossible.
9 min read Getting a Mortgage After an Individual Voluntary Arrangement
Getting a mortgage after an individual voluntary arrangement. Understand your options, improve your chances, take steps towards homeownership.
8 min read Can I Get a Mortgage with a Default - Option Finance
However, many lenders offer mortgages to individuals with defaults, especially if the default occurred some time ago or was for a smaller amount. In this
7 min read Can I Get a Mortgage with a Default - Option Finance
Get a mortgage with a default on your credit file can seem challenging, but it’s not impossible. A default indicates that you failed to pay a debt, and this can raise concerns for potential lenders.
7 min read Mortgage with a Debt Relief Order (DRO): Essential Guide
Getting a mortgage with a Debt Relief Order (DRO) can be challenging. A DRO affects credit and may limit mortgage options until it's cleared from your record.
9 min read Bad Credit Mortgages: Your Guide to Homeownership Options
Bad credit mortgages, explore your options. This guide offers practical insights and strategies to help you navigate your options.
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